No Insurance

Everything you might need to know about no insurance offences in a question and answer format.

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I Was Not The Registered Keeper Of The Car

Question: No insurance Good afternoon, Excuse the email rather than phone call but I am at work and unable to talk privately at the moment. On Friday evening I was driving to x and was stopped by x police en …

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Lawyers Claiming To Be “Motoring Specialists” Agree To Full Refund!

Question: We recently represented a client who had initially instructed well-known solicitors who claim to be motoring specialists. Initially they given our client the same advice that we gave, namely that he had a defence to driving without insurance because …

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No Insurance Offence Without Actually Driving The Car!

Question: People get convicted of using a car with no insurance on a road (which carries 6-8 penalty points) even when the car is stationary and unattended. So the police can come knocking on your door and car ask you …

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£300,000 Car Seized By Police And Sold At Undervalue

Question: This really does happen. Lamborghini Aventador worth £300,000 auctioned for £218k We have to fight hard to get really expensive cars out of the police pound when they have been seized because they have been driven without insurance or …

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Electrically Assisted Pedal Cycle Insurance

Question: Interesting question about whether you need insurance for a pedal cycle that has a motor attached. Does it need insurance? Do the Road Traffic Acts apply? Paula Says: In order for a vehicle to be required to have insurance, …

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Why Didn’t The Police Warn Me Before I Did It?

Question: I got out my car outside my home and a police car roared up to me from nowhere. The policeman asked me if my name was x x, I said yes. he then asked me to get in the …

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Insurance Cancelled Retrospectively

Question: The police stopped me and found out my licence had been revoked for failing to send it in for points to be added. They then suggested that my insurance for the car was invalidated due to the problem with …

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Police Trying To Stitch Me Up!

Question: I got caught about 3 months ago when I had only a provisional licence. I did have my car insured with Quinn for provisional drivers but because I didn’t have a qualified driver in the car with me at …

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No Insurance – No Penalty Points

Question: This article relates to a recent victory at court. The case does not set a precedent – but it shows that if handled with care it is possible to avoid points in a no insurance case where no one …

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Backdating the Logbook For No Insurance Offence

Question: Caught doing 37MPH at 30MPH road and No Insurance The NIP has only indicated the offence of over speeding at the moment and has required me to provide the name of the driver. Though there was additional clause that …

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