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Driving without a licence
Oct 22, 2010
No driving licence and no insurance - just dropping something off.
Alleged Offence: driving with provisional and no insurance
Your road traffic offence question: my insuarnce was due for renewal on the 26th , i got letter on the 10th stating i had not renewed i called them up to renew, they said i had to speak with collections first as i had an old debt on a caravan policy , i set up a standing order for this nand they said i could noe go back to renewals to renew , however when i spoke to renewals they stated collections hadnt put a note on the file and they had to speak to renewals before they could renew, i stated i couldnt hold on any longer and that everthing was ok with collections and i definatley wanted to renew , they said ok they would sort it and give me a call back ,i never got a call back so presumed everything was sorted as i have been with the same company for a few years and my policy renews automatically , however i got stopped on the 28th for no insurance on our car , i phoned the insurance company the next morning and they stated because they never spoke to me after they went back to renewals ( they said they called but coudnt leave a message.) they didnt renew it ? i complained etc butr they would not backdate stating they said they would call me back ? they also had 14 day from the 10th wen i called them to the 26th to send me a letter which they admit they didnt and they never tried to contact me except the once they rekon they got no answer and didnt leave a message.i was stupid and drove just around the corner without a supervisor driver , it was a spur of the moment thing to drop something off.
Your road traffic offence question: my insuarnce was due for renewal on the 26th , i got letter on the 10th stating i had not renewed i called them up to renew, they said i had to speak with collections first as i had an old debt on a caravan policy , i set up a standing order for this nand they said i could noe go back to renewals to renew , however when i spoke to renewals they stated collections hadnt put a note on the file and they had to speak to renewals before they could renew, i stated i couldnt hold on any longer and that everthing was ok with collections and i definatley wanted to renew , they said ok they would sort it and give me a call back ,i never got a call back so presumed everything was sorted as i have been with the same company for a few years and my policy renews automatically , however i got stopped on the 28th for no insurance on our car , i phoned the insurance company the next morning and they stated because they never spoke to me after they went back to renewals ( they said they called but coudnt leave a message.) they didnt renew it ? i complained etc butr they would not backdate stating they said they would call me back ? they also had 14 day from the 10th wen i called them to the 26th to send me a letter which they admit they didnt and they never tried to contact me except the once they rekon they got no answer and didnt leave a message.i was stupid and drove just around the corner without a supervisor driver , it was a spur of the moment thing to drop something off.
Category: Driving without a licence
Posted by: patterson
Im afraid that you wont have a defence to this matter. I also don't think you will be able to argue special reasons because the court will take the view that you would not have been insured anyone - because you were not driving in accordance with your licence. This probably would have invalidated your insurance even if your insurance had been in place.
You are going to get 6-8 penalty points or a short ban and a fine Im afraid.