FAQs
Driving my girlfriends car on my own insurance
I was driving my girlfriends car, someone reversed into me in a petrol garage, we swapped deatils, she reported me to the police for not stpping at an accident, the police have asked for my giorlfriends insurance details at the the time, it turns out that her insurer at the time had cancelled her policy but had sent it to the wrong address. thay have confirmed that they did this. so at the time she had no insurance, I however amn fully comp. Once she realised that she had no cover she immediately got cover that night. who will get penalised? her or me as I was driving? and what will the penalties likely to be like? it was an honest mistake. Are we able to blame the insurers?
If you were driving and you had insurance that covered you to drive her car then there should be no penalty. As long as you were driving the car it was insured.
Come back to me if the police try to suggest differently.