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Driving without insurance
May 5, 2010
Direct Debits failed
My wife was driving and a young driver carshed into the side of our whilst making a right turn, other driver admitted he was at fault, we have a witness(with contact number), our insurance company stopped our insurance as we defaulted in two monthly payments, which we did not know about, other drivers insurance company now says its out fault and wants damages and want our insurance company details, the cars postion shows that they are to blame, but we cant efford to defend ourselves unless we can get legal aid.also cant efford to pay their damages either,think its terrible that its their fault and we seem to have no way to defend ourselves.
Category: Driving without insurance
Posted by: patterson
The collision may well have been there fault but the police will still summons your wife for driving without insurance if the other party tells them.
You will have to explain that you didn't have insurance and notify the motor insurance bureau. They will deal with any claim for you.
Your wife will be at risk of 6-8 points on her licence. Did she realise that she was not insured at the time? If not then she maybe able to avoid the points.