This website is optimised to work with the most recent version of your browser software. make sure your browser is always updated to view the internet as it's supposed to be seen. Internet Explorer | Firefox
Driving without insurance
Jun 14, 2010
Direct debit failed - moving banks.
I was stopped on x2009 for not having insurance. I was adamant I had as I had recently had my renewal docs stating take no action as it will just continue. Police gave me a producer. I took my docs in and police said no actual cert so I contacted ins co who advised they had written to me regarding unpaid direct debit (I was moving banks) and cancelled my policy. They state they wrote to me 3 weeks before they sent renewal docs. I produced all docs on x/2010 and police were sympathetic as subsequent letter indicsted a was insured. It is now more then 6 months since the actaul offence date and I have heard nothing. Is it likeley I will still be charged?
Category: Driving without insurance
Posted by: patterson
Don't breath a sigh of relief yet. They have up to 6 months from the date of the alleged offence to issue the summons. Sometimes they issue the summons in date and then take a month or so to send it out i the poist.
Wait another couple of months before you relax complately.
If you do get a summons, and I think you probably will, thej you will have a special reasons argument if the direct debit failure was not your fault.
I suggest you come back to me when you get the summons and I will be happy to assist further at that points.
Have you got any points on your licence already? If so how many?