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Driving without insurance
Jun 16, 2010
2nd no insurance offence
one of my sons was not well that morning and my older was running very late for schol as my friend who normally picks up was stuck in traffic coming from London and i live in maidehead,
I was approached by an officer as i dropped my son and he asked for m licence i had a provisional because my licence had just been revoked for driving without an insuranc within two years of being a new driver, i had borrowed a frinds car and was not really covered to drive it
he then asked me if i was insured which i was at the time and i gave him my insurance details he then called the insurance company at that time to confirm if my insurance was valid as i was insured as a fully licenced driver and yet i am now on a provisional and they confirmed at that time that i was so the officer then just gave me a fixed penalty of £60 of driving without a fully licenced driver( which i paid and got 3 points on it), it was 6hrs later when i tried to go with a qualified driver to go and pick my car up at the recovery garage that the police then told me that they neededto check if my insurance covered me to drive from a recovery centre it was at that point they told me that i gave insurance false information that i was a qualified driver yet i had a revoked licence which was not the case because when i took the insurance i had my full licence but they would not hear of it, they then told my insurance company to void my insurance,
i have now just received summons from the magistrates court , what is the best plea as i did drive the car with the knowledge that i was insured and i drove it because of the cirmstance i did not have money for a taxi either. Please help me
Also sice my licence was revoked i have tried to take the test twicw already in the month of Apr and May and i did not succed i am now going to retake it in June i really am a law abiding citizen and in both cases it.
Thank you for your help in advance i need to know the best plea and how to argue my case
I was approached by an officer as i dropped my son and he asked for m licence i had a provisional because my licence had just been revoked for driving without an insuranc within two years of being a new driver, i had borrowed a frinds car and was not really covered to drive it
he then asked me if i was insured which i was at the time and i gave him my insurance details he then called the insurance company at that time to confirm if my insurance was valid as i was insured as a fully licenced driver and yet i am now on a provisional and they confirmed at that time that i was so the officer then just gave me a fixed penalty of £60 of driving without a fully licenced driver( which i paid and got 3 points on it), it was 6hrs later when i tried to go with a qualified driver to go and pick my car up at the recovery garage that the police then told me that they neededto check if my insurance covered me to drive from a recovery centre it was at that point they told me that i gave insurance false information that i was a qualified driver yet i had a revoked licence which was not the case because when i took the insurance i had my full licence but they would not hear of it, they then told my insurance company to void my insurance,
i have now just received summons from the magistrates court , what is the best plea as i did drive the car with the knowledge that i was insured and i drove it because of the cirmstance i did not have money for a taxi either. Please help me
Also sice my licence was revoked i have tried to take the test twicw already in the month of Apr and May and i did not succed i am now going to retake it in June i really am a law abiding citizen and in both cases it.
Thank you for your help in advance i need to know the best plea and how to argue my case
Category: Driving without insurance
Posted by: patterson
You have to plead guilty Im afraid if your insurance company will not honour the insurance.
The burden is on you to prove that you were covered at the time and if you cannot do this then you will not defend the allegation.
You are facing 6-8 points and a 6 months ban under the totting up rules Im afraid.
The court are not going to be sympathetic because you have a similar offence on your driving record.
If you can argue that the ban would cause you exceptional hardship you might be able to avoid it, but that will be difficult in light of the fact that you don't have a full licence anyway.
The burden is on you to prove that you were covered at the time and if you cannot do this then you will not defend the allegation.
You are facing 6-8 points and a 6 months ban under the totting up rules Im afraid.
The court are not going to be sympathetic because you have a similar offence on your driving record.
If you can argue that the ban would cause you exceptional hardship you might be able to avoid it, but that will be difficult in light of the fact that you don't have a full licence anyway.