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Driving without insurance

Jul 6, 2010

Though my fully comp insurance covered me


I have just produced my documents at police station after spot stop check.
No insurance for car that i was driving (my moms)
i have looked at
your site and being fully comp with my own car i was also under the impression that i was covered to drive any car.
Is this worth fighting

my moms car which is fully comp we both have our insurance from direct line.
i already have 4 points.. is it an automatic 6 points or more ... police havnt told me what they plan to do waiting to hear from them
regards
Category: Driving without insurance
Posted by: patterson
You may have a special reasons argument o avoid the 6 points if you can show that you though you were covered and that you were misled into thinking this.

You will probably get a summons to court if the police did not offer you a fixed penalty at the time.

You will automatically get 6-8 points which will put you at risk of a totting ban if you have 4 already.

Come back to me and we maybe able to avoid this by making a special reasons or exceptional hardship argument.

How long have you been driving? You could be facing revocation too if its less than 2 years?