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Driving without insurance
Jul 7, 2010
Missed the renewal date
I was stopped by a police officer for my veicle not showing to be insured. This was over looked on my part due to a house move. refurbs on my home made me over look the policy my reminder must have been sent to my old address. I have in all the 20 yrs of driving been road legal. Once i confirmed my policy had ran out only by about 2mth i straight away insured my car. The arresting officer informed me it would be a fixed penalty of £60 and 3 points. On producing my documents i was cautioned and told it would be 6-8 points and upto £200. Is this correct. And if so i feel it is wrong that i should be branded the same as some one that does this on a regular basis. I am happy to admit that i was breaking the law but feel 6-8 points is a little unfair due to this been a genuine mistake and my first offence of this sort. Is there any action i can take to avoid so many points ? many thanks
Category: Driving without insurance
Posted by: patterson
Im afraid the officer that stopped you got it wrong. The minimum points for a no insurance offence is 6.
The fixed penalty is therefore always 6 points and a £200 fine.
If you get summonsed to court the pints could be 6-8 and a much higher fine - normally around £4-500.
Im afraid that a genuine mistake does not amount a defence. The only way you can avoid the points is to show the court that you were misled into thinking that you were covered.
Sorry.