Told I Was Covered By Trade Insurance


Driving without insurance

I was driving and went over the limit, that’s why the police initially stopped me. They checked my insurance and because it was my friends car they said I wasn’t insured because on my policy it says I can’t drive other cars, however my friend said he had car dealers trade insurance therefore I was covered. It was about 12pm.

Then there was confusion on how long he had had the car for because apparently it’s only valid for 3 weeks. I have now been summoned to court but hadn’t received any previous letters. I no longer speak to this friend and never saw his insurance document so I don’t know where I stand in the laws eyes? Or what I should plead as I honestly thought I was covered.


Paula Says:

You have a special reasons argument to try and avoid the points if you were driving under the genuine and reasonable impression that you were insured at the time of the alleged offence. It doesn’t necessarily matter that you are not in touch with this person anymore.

Have you got any points on your licence already? If so, how many? Are you a new driver?

A special reasons argument involves given evidence at court and asking for a special hearing.

If you would like my help with this matter I will be happy to assist – we maybe able to get the proceedings withdrawn without the need to a trial.

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