I was the owner of the car someone was driving with no insurance or licence and I didn’t want him to drive. He crashed in to the other car what happens with the insurance? Do I still get my no claims and will I get a ban for letting him drive even though I said no?
If this person forced you to let them drive then you may have a defence on the basis that you didn’t give permission or a special reasons argument to avoid the points. Have you got any points already or are you a new driver?
You will be at risk of permitting him/her to drive without insurance. Have you been summonsed to court yet? Tell me more and I will be able to help further.