No Insurance

Everything you might need to know about no insurance offences in a question and answer format.

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New Driver – No Insurance – Emergency

Question: Driving without insurance, driving on a provisional without L plates and unaccompanied. Driving without headlights on. Dear Sir/Madam, I have been charged with the above three offences. My mitigating circumstances are that firstly I took my brother-in-law’s vehicle in …

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Why Have They Asked For My Licence Back?

Question: I have received a letter from the DVLA requiring me to return my driving licence to them today. Apparently there was a hearing on the x 2008 at x Court. I did not know of this case as I …

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Been In UK For More Than 12 Months

Question: Hi, I was caught speeding in a 30mph dual carriageway. I didn’t have my licence at the time and received a fixed penalty notice. I was asked to surrender my licence to police station within 7 days. I did …

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No Insurance Case – Take The Points And Get Revoked!

Question: Driving without insurance I had a BMW with insurance, which covered me to drive other peoples cars 3rd party, I then exchanged BMW for a Honda civic, but before I got round to changing over the insurance, I got …

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I Have To Drive Because We Work Different Shifts

Question: I was caught driving with no insurance and only a provisional licence. I was on my way to pick up my Mum from work at the time I was stopped. We both work at the same place but on …

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Driving In The Course Of My Employment

Question: I drive a recovery truck I stop by the police there excuse for stopping me was the car on the back they had to check it was not stolen. After they done the check. They told me I was …

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Doctor Says I Am Not Fit To Drive

Question: Hi, I am an HGV lorry driver and have recently been in hospital with blood clot on lung. Now on warfarin and have been told that I’m not suppose to drive and could cancel my insurance if have accident. …

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Boyfriends Mother Paying For Insurance

Question: Without insurance Driving boyfriends car on L plates, documents with insurance of me seen, pull up by police insurance cancelled. I knew nothing as my boyfriend also new nothing he says, payment was not made from mothers account of …

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Insurance Company Told Me I Was Covered Third Party

Question: I have been advised to email you with my question. I had to re new my car insurance about 3 months ago and when I received the paperwork through I looked through it to find out if I could …

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3rd Party Cover Allowing Me To Drive Uninsured Car

Question: I have a comprehensive insurance policy which gives me 3rd party cover to drive other vehicles with the owner’s permission. My son has a vehicle with no insurance and I have been advised by my insurance company that I …

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